Wait for Reply. This is the most annoying time. But try not to contact your insurance company every day asking about your request status. The insurance claim will be processed as soon as possible. Moreover, if you got confirmation that the letter with your form is received by the insurer. But if you have already decided to contact the insurance company, try to record the date of your call and time. Note that the insurer can ask you to correct some information. Do not react very aggressively if the company sends your letter back. It is better to do corrections and forward the claim that is filled out correctly. This way your chances to get financial compensation from the insurer are increased.