If you are a physical face, you will not have to hire a special lawyer to file for bankruptcy. However, companies and enterprises need to do so. There are many obstacles on the way to filing bankruptcy, and only a licensed bankruptcy attorney can assist you by explaining and defending your rights. It is not always cheap to get such a professional by your side, but you’ll be better off. Most often, get ready to pay hourly. Most of the bankruptcy attorneys also ask for a retainer, which is a fixed fee that you pay ahead as a guarantee.